Warning: session_start() [function.session-start]: open(/home/content/64/14013564/tmp/sess_6k6meb3lmttunenckk5k42uup5, O_RDWR) failed: No such file or directory (2) in /home/content/64/14013564/html/inc/cfg.inc.php on line 3

Warning: session_start() [function.session-start]: Cannot send session cookie - headers already sent by (output started at /home/content/64/14013564/html/inc/cfg.inc.php:3) in /home/content/64/14013564/html/inc/cfg.inc.php on line 3

Warning: session_start() [function.session-start]: Cannot send session cache limiter - headers already sent (output started at /home/content/64/14013564/html/inc/cfg.inc.php:3) in /home/content/64/14013564/html/inc/cfg.inc.php on line 3
Legal | DAVIS-PENN MORTGAGE CO., Houston, TX

Legal

PRIVACY POLICY

Davis-Penn Mortgage Co., and its affiliates (collectively the "Company") recognizes the importance of providing you with information regarding the collection, storage and use of data that is collected as a result of your (the "User") use of our website (the "Site").

Privacy Statement

The personal, private information you provide to the Company will only be used in connection with processing, underwriting, funding, servicing, etc. the loan for which you have applied. The Company will not share any confidential consumer information with any third party, except as necessary to process, underwrite, fund, service, etc. the loan for which you have applied. The Company makes no rerpesentation or warranty regarding the type, format or medium that may be used to store data collected from Users of the Site and reserves the right to determine, in its sole discretion, the type, format or medium of data storage which may, or may not, include encryption.

Cookies

The Company may receive and store certain types of information whenever a consumer uses the Site. The Site may employ the use of "cookies" to enhance the functionality of the Site and to make transactions and other activities more convenient and efficient for Users. A "cookie" is a small text file stored locally on the computer used to access the User's account, and contains information relating to a User's past use of the Site. A number of companies offer utilities designed to help a consumer visit Sites anonymously. Although the Company will not be able to provide Users with a personalized experience at the Site if Users cannot be recognized, the Company wants Users to be aware that these options exist. Disabling the use of "cookies" on an Internet browser, however, may prevent a User from being able to transact business on the Site. Please consult the documentation associated with your browser for more information.

Changes to the Privacy Policy

The Company reserves the right to change its Privacy Policy at any time. Information that is submitted to the Company will be protected in accordance with the Privacy Policy in effect at the time the information is submitted to the Company.

AGREEMENT AND TERMS OF USE OF SITE

This web site is offered to you, the User, conditioned upon your acceptance without modification of the terms, conditions and notices contained in this Agreement (the "Agreement"). Your use of this web site constitutes your agreement to all such terms, conditions and notices.

Copyright Notice

The contents of all material available on the site are copyrighted by the Company unless otherwise indicated. All rights are reserved by the Company and, except for purposes of researching or applying for a loan, the content may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of the Company.

LEGAL NOTICE AND DISCLAIMER

INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

The Company (including its employees and agents) assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, errors or omissions, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others.

THE COMPANY IS NOT RESPONSIBLE FOR, AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR, DAMAGES OF ANY KIND ARISING OUT OF USE, REFERENCE OR RELIANCE ON SUCH INFORMATION.

No Unlawful or Prohibited Use

As a condition of your use of the Site, you warrant to the Company that you will not use this web site or any information contained on the Site for any purpose that is unlawful or prohibited by this Agreement.

Modification of this Agreement

The Company reserves the right to change this Agreement under which this Site is offered.

General

The Company reserves the right to terminate this agreement at any time for any reason, including, but not limited to, violating any of the terms or conditions of this Agreement.

By accessing this web site, you have directed your system to a computer maintained in the State of Texas. You agree that disputes arising out of or relating to the contents or use of this web site are to be governed by the laws of the State of Texas. You consent to the exclusive jurisdiction of courts sitting in the State of Texas in all disputes arising out of or relating to the contents or use of this web site.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, including without limitation, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provisions will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in full force and effect.

This agreement constitutes the entire agreement between you and the Company with respect to the use of this web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and the Company with respect to this web site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Any rights not expressly granted herein are reserved.